The RWA space is growing fast. Tokenized stocks, gold, commodities, bonds — assets that once required brokers and significant capital are now accessible on-chain to anyone with a wallet.
But accessibility without transparency is a trap. Two tokens that both claim to represent "gold" can be fundamentally different in how they're structured, who controls them, and what happens when things go wrong.
At Realmint, every asset listed on the platform goes through a structured due diligence process across 6 dimensions. Our AI-powered algorithm scans and evaluates all publicly available information on each asset, then assigns a score from 0 to 100. Here's exactly what we measure, and why.
1. Enforceability
Can you actually enforce your rights as a token holder?
This dimension looks at the legal foundation of the asset. Is the issuer a regulated entity, operating under a recognized legal framework? Is the structure bankruptcy remote — meaning your claim on the underlying asset survives if the issuer becomes insolvent? Is there a real dispute resolution mechanism, or just a terms-of-service buried in a PDF?
A token without legal enforceability isn't ownership. It's exposure.
2. Backing
What's actually behind the token?
We look at the backing mechanism — whether it's physical 1:1 (the issuer holds the real asset in a vault), pooled reserves, or synthetic (price tracked via derivatives or oracles). We also look at the audit trail: are the reserves independently verified? By whom? How recent is the last attestation?
Physical 1:1 with regular third-party audits scores highest. Synthetic exposure with no proof of reserves scores lowest. Everything else falls somewhere in between, and the detail matters.
3. Control
Who controls the smart contract, and what can they do to your tokens?
This is the dimension most people overlook. We check whether the issuer can freeze wallets, blacklist addresses, mint new tokens (diluting existing holders), or burn tokens without consent. We also look at whether the contract is upgradeable, and if so, whether that upgrade power sits with a single key or a multisig.
Most regulated RWAs score low here. That's not necessarily a problem — regulatory compliance often requires issuers to retain these controls. But it's a structural tradeoff every holder should understand before trading.
4. Exit
Can you actually get out, and on what terms?
Redemption rights vary enormously across tokenized assets. Some issuers allow any holder to redeem directly. Others only allow institutional participants, making retail holders fully dependent on secondary market liquidity to exit. We look at minimum redemption amounts, settlement timelines, KYC requirements, and geographic restrictions.
If your only exit is the open market, your exit price depends entirely on how liquid that market is.
5. Liquidity
How easily can you move your position without moving the price?
We track the number of active trading venues, the availability of on-chain market data, and secondary market depth. Thin liquidity doesn't make an asset bad, but it changes the risk profile significantly. A token you can't exit quickly in a volatile market is a very different instrument than one trading on multiple deep markets.
6. Social
Is the issuer showing up?
Communication is a signal. An issuer with an active, consistent presence — regular updates, responsive community, transparent reporting — is demonstrably more accountable than one that posts quarterly or goes silent when markets move. We track follower counts, posting frequency, and community engagement.
This isn't about marketing. It's about whether the people behind the token are reachable when you need them.
The composite score
Each dimension is weighted by how much it affects real trading risk:
Dimension weights
The result is a single composite score from 0 to 100 — not a marketing number, but a structured view of what you're actually holding. Every asset listed on Realmint has one. All six dimensions are publicly visible.
The Realmint Score is under active development. Scores, weightings, and methodology may change as we refine our models and incorporate new data sources. This is not financial advice. Always conduct your own research before making any investment decision.